Mortgage Calculator
Professional tool to calculate monthly payments, total interest, and view amortization schedules.
Loan Details
¥5,000,000
¥100K
¥20M
¥1,000,000
(20%)
0%
90%
Monthly Payment
¥19,107
Good Affordability
Total Principal
¥4,000,000
Total Interest
¥2,878,520
Total Cost
¥6,878,520
| Year | Principal | Interest | Balance |
|---|
Amortization
Monthly payments remain constant. Initially, most of the payment goes toward interest, with more going toward principal over time.
Equal Principal
The principal portion of the payment is constant. Monthly payments start higher and decrease over time as interest is calculated on a smaller balance.